Welcome to Fringe Benefits Design, Inc.

Cross Wealth Management has been a locally owned business in Ames, IA for the past 15 years.  Terry has over 24 years in the financial industry and specializes in helping clients save and plan for retirement, income planning and group benefits.    

We work with individuals of all ages seeking financial guidance and with companies looking for competitive benefits for their employees.  Our business is all about building relationships with our clients.